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by pm90 3741 days ago
If you pay all your credit card debt on time, there is really no reason to not have a credit card. Sure, you have the capacity to spend a lot of money, but I view that as a benefit and not a curse. Also, I feel a lot safer, since if there are any unauthorized purchases made with the card, the company takes care of it.
1 comments

Also, credit card points. Get 1-3% back, which adds up.