Speculative (and unregulated) financial dealings by banks with your cash, leading to ruinous effects on the global economy, ruining much of the middle class in the process?
So it would seem. But I see a root cause for both of these: the centralized pyramid user hierarchy which is inherent in any paper based information system.
"It is part of the age-old habit of using new means for old purposes instead of discovering what are the new goals contained in the new means."