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by J-dawg
3743 days ago
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I think you're overestimating European social support systems a bit. Here in the UK, you can be fired quite easily until you've been in a job for 2 years. After that, you can still be made redundant. IBM are currently laying off a lot of people and only paying them the legal minimum settlement (1 week's pay for every year worked). Our unemployment benefits are very low. Most professional people wouldn't even bother claiming them when between jobs, the hassle involved is huge. It's nice to know the NHS is there and I'm not going to go bankrupt if I get cancer, but it's massively overstretched and under-resourced. I'm happier knowing I have private health insurance. So I still feel pretty damn incentivised to look out for myself, even in this socialist utopia. |
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However, don't underestimate the NHS. My biggest fear when I was early in my career was not having health insurance for my baby boy and wife. Getting ill between jobs (this was before Obama's new health care expansion) could result in bankruptcy. In fact, perhaps the biggest driver for me was the fact that my wife was not insured by her job when she became pregnant with my son. My job charged unaffordably high premiums to cover her (they don't scale to your salary, and I was being paid $11/hour, so it was literally a third of my monthly pay to cover her). The awful medical care she was able to get was Medicaid, which is the government subsidized health plan for the poor in the United States. Good doctors don't take it at all, so you end up getting terrible health care from the doctors nobody wants to see. She received horrible pre-natal care, typical screening procedures were never done, including simply looking at her cervix to check for warning signs of pre-term labor. Had these warning signs been even checked for, we could have avoided my son being born 3 months premature. But they weren't, and we didn't. The doctors at the hospital were appalled when they found out that my wife had gone to a checkup and been cleared a few days before the labor started, and one of them began crying when she found out from us that the doctor hadn't looked at my wife's cervix. My son was given a 70% chance of survival at his birth, because my wife didn't have fucking insurance.
Just be thankful you have the NHS. Healthcare here is a fucking horror show.
I had to accept that I live in a country where not having a GOOD job means that you and your family are going to get inferior medical care in tangible, life-threatening ways.