[majewsky]

It depends. Pseudo-anonymity can give a (possibly false) sense of security. With bank accounts tied to your name, at least you definitely know that "they" can trace it back to you at every time, whereas with pseudo-anonymity you might never know if you're fully anonymous.

[fieryeagle]

Good point there. Pseudo-anonymity (or should I say, pseudonym-based) is the first step towards better privacy and decentralised transactions, not the solution. Still, we have the means to do so, if we really want to. With bank accounts, everything traces back to you by default without much improvement to be done. Different systems, different purposes.