[ksar]

1. We're of the opinion the best fintech companies win because they build great products, and find ways to transfer wealth back to the customer (Robinhood undercuts brokerages, Sofi the banks etc). To scale, we need to be a fairer deal, and that involves finding ways for our customers to save money.

2. We get folks insuring cars, homes, pets, jewelry, race horses, boats - just about anything you can take a picture of. It's not so much what you're insuring, but the experience. If you wanted renter's insurance, how cool would it be if all you needed to do was do a video walk through of your place, or snap a few photos?

3. As an independent brokerage, we'd have access to multiple carriers to make a market for most risks. Right now, we're focused on building a large book of business. In the future, we may underwrite products that are tailored to specific audiences (e.g. automagic travel health as soon as you're at the airport for frequent travellers). This we can do via an MGA relationship with carriers.