[krmmalik]

Well this comes at an interesting time, since Kublax (UK equivalent of mint.com) just announced it's entering the deadpool today

[ThomPete]

I worked on the original design for Kublax. I think there are many reasons why they entered the deathpool.

I second the Clayton Christensen recommendation. For those of you who want a quick look into his thinking I would recommend his speech "Capturing the Upside" http://itc.conversationsnetwork.org/shows/detail135.html

Also the book "The Innovators Solution" is good.