[bunderbunder]

Eef, I hadn't seen that yet. That's really quite a thing.

I'm pretty sure that for most legitimate businesses, signup is something they want and wish everyone could do. It helps them track and maintain customer relationships, which is becoming an increasingly essential activity in the age of loyalty cards.

A bank account is similarly desirable. It takes a large part of the task of safeguarding your funds out of the hands of an amateur (i.e., oneself) and into the hands of a specialist with strong fiduciary responsibilities.