[sbuttgereit]

Risk arising from technical implementation details are very different than risks arising from aspects of human nature. One could look at the housing market in 2006/2007 and know that something was very wrong without understanding all of the underlying details: home appreciation, the kinds of loans offered and who was getting them, etc. ... all without understanding details of credit default swaps and the like. One can also have a sense, without specialized knowledge, of how human nature may influence policies and financial decisions. That doesn't mean everyone has access, but a reasonably astute observer without specialized knowledge can at least see that "something is wrong" even if they can't tell you why or how exactly. This is not true with crypto-currencies. Why the transaction processing scaling problems? The decisions are much more abstract and the impacts can be removed in time and have to do with the way math works rather than a human decision.