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by foldr 3754 days ago
>- Paypal in 1999?

Whaaa? The paypal-to-paypal part is instant. Getting the money into a US bank account usually is not. It's still the case in the US that there is no easy and reliable way to instantly get money that's in your account to appear in your friend's account. (There are some instant transfer services, but they don't work between any two US bank accounts.)