[neximo4]

This is disingenuous, these aren't banks just UI.

They won't have a single branch either, unlike these others (or their parents). Apart from Atom they're the only ones like this.

Monese and FFREES aren't even banks by definition either.

I've been following Mondo for ages the only true bank like it is Atom & Starling. Starling isn't exactly in the same category though. Someone made a graphic to show the differences. Not sure if I can find that.