[ianhawes]

With regards to adult content, the perception is that chargebacks would be higher, but in reality this is mostly a relic of the late 90's when credit cards were first accepted online. Porn pioneered the infinite continuity ("recurring subscriptions until you die") that is incredibly widespread nowadays.

At the moment, there are few non-merchant account ways to legally accept payments for adult content. They include such companies with terrible APIs/websites like: CCBill, Epoch and Verotel. They've successfully lobbied Visa & MasterCard to give them exemptions to provide "IPSP" services for "high-risk" adult content. In reality, working with them is probably the biggest risk. They often enforce arbitrary 30/60/90 day payment holds, require 10-20% reserves, and shut down accounts with no warning and withhold the entire amount processed indefinitely.

I'd like to see Stripe continue to do innovative things in the payments space and work with their payment partners to allow adult-content, at the very least with per-account authorization. The status-quo has been set by Ron Cadwell & CCBill: We will keep your money indefinitely, provide an awful API, and require 'hosted payment forms' (with no custom CSS; terrible UX) because no one is allowed to compete with us.

Patrick, the ball is in your court.

[ad_hominem]

> Patrick, the ball is in your court.

Don't hold your breath. In private emails Patrick deferred to banks'/processors' judgment on these matters.

[toomuchtodo]

Are there any non-Stripe processors you'd recommend for adult content?

[edoceo]

ccbill handled it for our adult product

[toomuchtodo]

Thanks! I was hoping it wasn't going to be ccbill, but that's just how it goes.