Totally agree, but in 2016 that doesn't take much: spin up two instances in different AWS datacenters and fail between them and you have Disaster Recovery. Regularly operate in each datacenter and you have Sustained Resiliency. A small business probably won't have staff to maintain such a solution but surely this is a space for a nice niche startup?
That won't work you'd need the whole datacwnter to comply with the security restriction you can't just have the data in a place where you don't know whom can access