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by StudyAnimal 3775 days ago
Actually most of the time German VISA and MasterCards work as a debit card. Payments are cleared from your checking account / Giro, instantly or nightly, so you are never really in debt, rather than being a second account that is always negative and partially or fully paid off each month. I am not sure which type is more common, but I usually ended up with the debit card style.