[gozur88]

>I'm preparing for a crash in 2016. Unlike back in 2008, when the FED was able to "balance" it out by dropping the interest rate to almost 0%, we now won't have an airbag to save us.

They may not be able to drop interest rates (much), but they can always print up money and use it to buy things as a way to inject cash into the economy. That's what QE was, after all.

You may be right about The Crash, and if your only time frame is "sooner or later", you are certainly correct. We will eventually have some sort of large economic downturn. But that's like predicting rain will fall, eventually. It may not happen until everyone reading this is long gone.