[finance-geek]

The car would not need to be "stupid" or "stupid enough" to cause a crash, sometimes a crash is unfortunately inevitable given the situation other cats put you into.

And yes, some people sometimes have to make the difficult decision between hitting another smaller car, hitting a truck, and hitting a person. I suspect these days, most people react irrationally in split seconds. However, with self-driving cars, all the data would be available and a real decision could be made...but what would be the constraints and what would you maximize? that is the scary question.