[dragonwriter]

> There are numerous private lenders that offer student loans.

Not federally subsidized ones; the program under which such loans were offered through private lenders in addition to directly by the government was discontinued several years ago (as noted in the grandparent comment.) The upthread comment was about interest rates on federally subsidized loans.

[harryh]

OK yes. That's correct. I think perhaps it's easy to read your comment and think that there aren't private lenders at all anymore. I just wanted to point out that this is not the case.

You're correct that private student loan lending is no longer subsidized and hence the rates tend to be higher.