[pavlov]

I pay nearly all my debts (in cash) via a scan-able bill at a combini (convenience store). At first it seems weird, but after awhile, you wonder how you lived without it.

That seems a lot less convenient than just making an online money transfer. When I need to pay a paper bill, I log in to my bank's web site, type in three numbers from the bill (account #, reference #, amount of €) and click "send".