[finance-geek]

Depends on which inflation figure you count. When I think of inflation, I think of the largest costs first -- housing, which can easily be 30 to 50% of your earnings for most people. Check out the Housing Price Index -- does that look flat to you? http://us.spindices.com/indices/real-estate/sp-case-shiller-...

[MarkMc]

Well as house prices have shot up, interest rates have come down, so the cost of servicing a typical mortgage might be flat.