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by s0uthPaw88 3794 days ago
The average cost for an ACA premium in 2015 was $374 per month, but since 85 percent of people signing up receive a subsidy the cost is actually much lower.

"Among consumers who are signed up for 2015 coverage to date in the 37 HealthCare.gov states, 8 in 10 could choose a plan with a premium of $100 or less after tax credits, based on available options."[1]

[1]http://www.hhs.gov/about/news/2015/02/09/almost-6-point-5-mi...

1 comments

Yes, but I'm sure that includes health insurance not on the Platinum level (pays 90-100% of costs) which is even worse than what is described above and truly only for catastrophes. In New Jersey, there is no Platinum health plan < $500 per person and most of the plans, even at the Platinum level, still have outrageous out of pocket maximums, deductibles, or limits on coverage. For example, in New Jersey out of half a dozen or so Platinum plans only one has a nationwide network. It wouldn't matter for a person who gets sick on these non platinum plans because having to pay 20-50% of the whole bill with such high out of pocket maximums will most likely bankrupt anyone who can't afford the premium for more expensive plans.