You are right, (marginal) state tax on $90k is "only" 9.3% and that's on about 40% of the income.
My point was that on $90k in SF proper, if you want a "nice" place, even a 1BR or studio you're going to be spending a huge percentage of your income on rent and basic necessities.
My point was that on $90k in SF proper, if you want a "nice" place, even a 1BR or studio you're going to be spending a huge percentage of your income on rent and basic necessities.