[jfoutz]

Warren Buffet might sell you that. He'll insure just about anything, and the terms are interesting. There's no negotiation. You get to present 1 time the about of coverage vs the premiums you'll pay. Keep in mind, the won't take a losing bet, the premiums must be more than the risk of payout, if you want 10 dollars of coverage for an event with 10% happening, you're going to have to pay well more than $1 for the premium.

On the upside, if you're really worried about needing $10,000,000,000 of coverage, and you're willing to pay the premium, you can get it. You just have to make the deal sweet enough for him to take it. and you have to guess right the first time.