[calvinbhai]

"Discount negotiated by insurers" is the mirage americans live in.

$10 pill is marked up to $100, charged to insurer. your health insurance with a premium of $250 per month, negotiates the price and enables you to buy it for $15, giving you a illusionary savings of "$85".

Same pill, is probably available in India, at a market rate of $5-$7.

People compare market rate of the pill in India $5 with the pre-negotiation sticker price in US of $100.

Q to the Pharmacist Business Manager: Do you think prices of these drugs would remain so high, if health insurance companies didn't exist and everyone paid for medicines and services out of pocket?