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by cm2012 3814 days ago
According to Slate's tool here, only 9% of married couples have only separate bank accounts (the situation where you have to ask your husband for pocket money if you don't have a job) : http://www.slate.com/articles/life/home_economics/2011/01/ou...
2 comments

Interesting, we have always had a system where we contribute to joint expenses in a joint account but otherwise keep our own accounts.

It certainly avoids that situation in the article where the husband is resentful about an amount spent from joint finances.

My husband and I have a joint bank account. I still don't feel that money he earns is my money.
But do you feel like the money you earn is "yours" then?

I think maybe that's the disconnect. I don't feel the money I earn "belongs to me". Same for my wife. I don't set my own priorities and budgets. We discuss them.

We're definitely not perfect, and I've definitely bought things that irked her and vice versa. But the joint account means just that. Unless it comes in a birthday card or something, money goes in to a pool. I don't keep a running balance, negative or positive in my head for my contribution.

No, I'm cool with sharing my money, and having a concept of our money. I'm just not cool with being incapable of making my own money. Put it any way you want, but it makes you dependent.

I think it's not an accident that every person I know that is not making their own money is frustrated because of it. Again it might be just my cultural conditioning, or my personality, not sure.