[dkyc]

This looks great, really good UX/UI from a first glance. My bank has a pretty modern banking app, so some of the features (like spending graphs) are familiar to me (though not as pretty as in Penny).

Two things that I dislike with my banking app:

- No real differentiation between fixed, monthly cost and variable expenses. It would be nice if the automatically separated monthly expenses and one-time expenses.

- Lots of "-$100 Cash" transactions whenever I use an ATM. This is my main concern actually. It's really hard to have some sort of insight about my finances without seeing the biggest part of my non-expenditure spending: The stuff I pay for in cash. Especially since it distorts the monthly overviews: If I retrieve $500 from my bank account on July 31st, it's not helpful to add that to my July spending, since 90% of that money will probably be spent in August. This is really a data-entry/UX problem, no API will solve this. One thing that I would suggest: Make an extension that makes it really simple to "scan" receipts. Just one glance of the camera, some OCR and the data is in there. If it's simple enough, it may become part of my "muscle memory" to scan receipts with the app whenever I buy something, so I get meaningful analysis results.

(By the way, if you want to build something like that, check out this API: https://scanbot.io/de/sdk.html - great product & company, I'm not affiliated in any way)

[zrail]

Simple method: don't pay cash. At this point the only thing I use cash for is the occasional Powerball ticket.

[dkyc]

I try to, but there is all kinds of scenarios where I revert back to cash: I have to have cash in my wallet anyway for things like parking tickets, so sometimes when I'm in a rush I use it. Or for example when I purchase something via card, and split the cost later on with somebody. He pays me back in cash, and it's back in my wallet.

[zo1]

Do you know what their SDK pricing is like?