[onion2k]

Does it know what category to put something in if I use cash?

From my experience tracking what I spend, it's those transactions that I actually need to keep track of if I'm going to spend money more sensibly. All of the headline, automated bills that get paid monthly are easy to manage. It's the little transactions of a few bucks here and there that add up to that "Where the hell did this month's wages go?!" feeling.

If there isn't a good way to track cash transactions then it's not likely to change the way I handle my money, and consequently it wouldn't be very useful for me.