[bluewater]

+1 for autopay. I typically put all I can on a credit card and just set it and forget it(water, electric, cable, etc). I'll check that periodically on personalcapital.com (similar to mint but better investment tracking IMO).

[wuliwong]

I definitely setup autopay as much as possible but I am exploring a single place to pay all my bills from so if I change cards, I won't have to re-enter my info in 20 different places. I've been using paypal whenever a service allows me. This has the desired effect but it isn't universal by any stretch.