[tombrossman]

American living in Europe here. In some ways, having no credit history is worse than having bad credit. For example, when I signed up for my first 'post-paid' mobile contract, I had to put a much larger deposit down than my friends with bad credit did. Theirs was about $500 and mine was $1000.

Look at ways to establish at least some credit history sooner rather than later, as this will make things easier in the future. For example, even if you do not need a store credit card, you might get one and charge routine purchases and pay the full about each month. This avoids any extra costs and builds credit history.