[alanpca]

Do they no longer do the desktop client?

[eridius]

The page answers that:

> Will there be a desktop app for the new YNAB?

> Yes. It’s on our roadmap as one of our first major initiatives.

[sqldba]

But it's a subscription desktop app that accesses their cloud offering.

Why? Because Jesse says files are too hard; despite that being how YNAB classic works.

So... probably not what you've expected.