[insoluble]

Edit: Discussing mistakes and how to avoid them has a very useful place in a wise person's life. I ask everyone to understand that speaking about your recent successes is well and good under an appropriate context. For this particular thread, it would be most beneficial if we focus on any big mistakes we have made in 2015. Success stories are easy to find, so let us focus on the other side of the spectrum so that we can learn from one another's experiences, hopefully gaining a little bit of wisdom in the process. The value of security and risk avoidance is often elusive, but the collective value is real nevertheless.

[atmosx]

You don't sound negative, you sound very reasonable that's why I deleted the parent comment, happy new year!

[insoluble]

Thanks. I have updated my response to the general case.