[mrblockchain]

> The paper never refers to hubs, the necessity of a handful of entities routing payments a-la Visa has never been part of the design.

Yet in person the opposite is true. I've heard Tadje refer to large hubs plenty of times.

As for your comment about CS understanding, curious to know, what are your credentials? What's your background in algorithms, networks and software engineering? There is no biographical data on the Lightning network website.