[scotty79]

My thesis was "if the banks use 1% to pay salaries to their employees doesn't mean it's not a loss"

Maybe you meant the thesis I was responding to that banks use 1% to pay salaries.

[gritzko]

My point is: banks are not driving around trucks full of gold bars (like some other commenter suggested). These days, it is mostly electrons moving. They also minimize the number of people involved. I believe, the remaining people are doing something useful. Like answering my calls and investigating incidents, for example.