[wavefunction]

I don't know, it seems like many people with a lot of money can afford to be frivolous and end up bailed-out by the government.

See the Wall Street melt-down in 2009. These are supposedly finance professionals who "lent to the wrong sorts" but that's their only job, determining who and who not to lend to, right?

There's a lot of "boys will be boys" among the upper-middle class and wealthy, whether those "boys" are boys or girls of these families.