[zanny]

A loan is renting money. Patents and copyright are artificial state constructs to grant monopoly rental powers. You never "own" IP you buy from someone on physical media, you are buying a license to use it, or in other words renting it.

Rents by the OP's definition are the kind of revenue sources you wouldn't have in near-statelessness, which means it takes state bias to create them. Without a state it would be hard to lay claim to vast swathes of land peacefully, and homesteading would be abundant on unused land. Even in a simplified state model that offers courts to protect property rights with, you couldn't have the widespread real estate market manipulation we can simply observe with how out of control land prices have risen in the past twenty years.