[USNetizen]

I once faced the same situation, albeit with kids and a mortgage. Leverage your development background but get a project management certification and start leading some of those younger grads that will need your guidance. Not only will it offer job security, it could be a rather substantial boost in pay as well. That's the path I followed, prior to becoming an entrepreneur at least - where nothing is ever of any certainty, and, even then, I find myself dealing with it a lot better than I ever thought I would.