[diverted247]

Inflation 1926-2014 was 2.93% annualized Inflation 1970-2014 was 4.15% annualized Via IA-SBBI in Morningstar.

You are correct that inflation plays a big role, it always has, it always will. One argument for equites is in their ability to digest inflation (raising prices and returning ever higher earnings). There are many choices here, some simple (S&P500) and some more advanced. End of the day, if you are not making a return ahead of inflation, you are falling behind.

Here is a snapshot of annualized returns from IA-SBBI: https://www.dropbox.com/s/l7gmcynm3tggnrw/Screenshot%202015-...

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