[marcguyer]

CheddarGetter does not require a merchant account or gateway while kicking the tires or while you are in the development or testing phase. You will need a merchant account and gateway before you accept real money but the two processes can run concurrently.

[gopsig]

Yup, we started writing to the CheddarGetter API immediately for ScheduleThing. All of the payment gateway stuff is simulated nicely until you're ready to go live.