[doppelganger27]

I have a US chip card where I've set a PIN for transaction purposes, so it's not signature only, but it'll still accept both. That said, all of the chip card readers that I've used (few and far between still...) seem to have been configured for signature only, so I haven't been prompted for my PIN yet.

[hollerith]

Thanks for clarifying. I agree that my "signature only" was inaccurate.