[JonFish85]

"It asks its customers for digital links to their bank, credit card and retirement and investment accounts, and information on all their loans."

Yikes, that's a bit scary. The dark side of me wonders if there is anything untoward that happens here, in that they can pull money from any of these accounts? That's a LOT of information to be handing over, more than when I applied for my mortgage (especially compounded by the fact that this sounds like an on-going monitoring of these accounts), and I'm not sure I'd feel comfortable with it.

They would know everywhere I've shopped, every single bill I have, every cash withdrawal. I don't know that I want any entity knowing the totality of my finances like that, regardless of whether I'd want a couple of percentage points off of interest (especially considering the historic lows of interest rates right now).