[sadkingbilly]

In reality though, I'd like to know what the author did for health insurance when he quit his job weeks/months after having a baby. Medical risk is very high during this period.. looks like he is based in Canada (not US), so I guess that answers it.

[craigvn]

Yes, in some countries the idea that if you don't have a job or are low income that your children's health should suffer is considered pretty inhuman.

[TheOtherHobbes]

I'm eternally bemused that the US considers itself entrepreneurial and pro-business when it doesn't get this.

Then again, if your cost of entry is much lower and more people can bootstrap from personal savings, they're all that much less likely to need investors just to stay alive, or to put up with demands for unicorn growth.

[apazzolini]

Even if you quit your job in the US, you're entitled to COBRA coverage for 18 months if your employer had more than 20 employees.

It allows you to continue the health plan you had at your employer, provided you cover the entirety of the cost. With Obamacare, COBRA is not necessarily cheaper now, but it was in the past.

When I left my previous job, I elected COBRA coverage because HSAs weren't available on healthcare.gov. I pay $280 for an HSA plan with a maximum deductible of $6k, dental, and vision in Texas.

It's not cheap, but it's not completely unaffordable either.