You could apply that to so many things. It's just an appeal to emotion. People also needlessly lack education because they can't pay, but we'd be fucked if the government jumped to guarantee more loans and grants.
If you were begging the question any harder, you'd be one of the people tech guys hate on in the Tenderloin. And at the same time you're teetering on the edge of an epiphany that strikes at the heart of techno-fetishistic free-market worship. Because the government guaranteeing loans and grants isn't a good way to provide education, no--but plenty of countries make education a state function and charge a very manageable amount, if anything at all, to students, while making the total cost of operation remarkably reasonable.
I don't understand - are you saying I was wrong? If so please tell me why or recommend me some reading. I do know that other countries are able state-fund education, but I don't concretely know why they're different. I just assumed that "jumping to guarantee more loans" is an obviously bad idea.