[JoeAltmaier]

Destroyed? Hyperbole. You had to have insurance to drive a car already - did that destroy it?

Yes the balance of rights of individuals in an every-more-entangled economic and social world is shifting. And we'll have to do more to adjust to social media, the speed of the internet, cheap pervasive surveillance by anybody (drones, minicams etc) of anybody, and so on.

[Tactic]

I have no desire to pull the conversation off track but comparing auto insurance requirements to the affordable care act is apples and oranges.

You don't have to own a car. (and in fact fewer and fewer people do) You also don't have to have auto insurance to own or drive a vehicle, just to drive it on public thoroughfares. Which, believe it or not, is not everyone's use case.