[tw04]

I've honestly never understood the point of even dealing with large banks. My credit union doesn't charge any fees, regardless of how much I have in my account. Free overdraft protection, extremely low interest car loans and used car loans, etc.

Oh, and they didn't become insolvent handing out crappy mortgages.

[unclebucknasty]

I prefer credit unions too and take loans through them when possible.

But my primary checking and money management accounts (business and personal) are with a major national bank. For cash flow, access, and generally moving money around it's hard to beat the convenience.

[yuhong]

I wonder if it makes sense for for profit banks to have interest bearing savings accounts at all these days.

[jschwartzi]

My bank was profitable through the entire mortgage crisis. It's a savings and loan though.