What makes change special is how small it seems on a day-to-day basis. We toyed with $x/mo vs. change, and feedback showed people were more likely to give if you describe it as change. I believe a part of that is knowing that what you give is tied a bit to what you spend.
> Give A Dime links to your bank and monitors the round-up change from your transactions (but not the transactions themselves).
So where does the "round up" come from if you can't see my transactions? Do bank provide you with a list of "round ups" so you see 5c, 10c, 85c rather than 2.95, 9.90, 1000.15?
We do get access to the transaction info via Plaid, but we immediately delete it once we have summed all of the round up change. All that is stored on our servers is the round up change amounts.
We also provide standard monthly donations if anyone is uncomfortable with bank account linking.
> but we immediately delete it once we have summed all of the round up change.
Ah, that puts a different spin on it. You do have access to all transactions - but you claim not to store them.
It's an interesting idea - and I hope you can convince people to donate more to charity - but I would feel uncomfortable giving you access (albeit read-only) to every transaction I make.
Perhaps this is a model which is best suited to selling directly to banks?
Would you consider a standard monthly donation that doesn't link to your bank account?
Yes - we're definitely interested in connecting directly with banks - we'd just need to grow a bit before doing so since we only support 1 community right now.
But I don't know why that's a suitable figure to donate to charity, over any other.