[grinnbearit]

Oops, that wasn't clear, money is a distributed consensus system to figure out how to satisfy _their values_. You earn money from people when you satisfy their values, and spend money to get yours satisfied.

I do think that people are "value-maximisers", short or long term is irrelevant. Being rational isn't really important either, people do what they believe will satisfy their values, even if it doesn't end up helping.