Hacker News new | ask | show | jobs
by Eldarrion 3890 days ago
That really depends on the situation and the debt collector company in question. My phone is on the do-not-call list, and I have never defaulted on a debt. My phone number has also been mine for eight years now. Two years back, I was getting somewhere along the lines of ten-fifteen calls a day about a debt under a completely different name. They were all robocalls that didn't give the option to stop them contacting me, and repeated calls from me to their company, asking that they cease the harassment and that the person they're calling hasn't used that phone number for at least six years resulted in a lot of "Yeah, okay, we'll stop" only for the frustration and annoyance to continue.

In the end, I spent somewhere along the lines of three hours of my time in a single day to get in touch with a high-up enough person that could actually take action and stop the calls. This does not include the numerous previous times I called the company and asked my phone number to be removed from their list, or the amount of frustration the numerous daily calls caused.

From what I understand, debt collector agencies tend to be on the shadier side. Not saying there aren't companies that actually handle matters the way they're supposed to, I'm sure they are, but from what I've seen they're the minority.

There was even a case where an agency had decided that I had a debt (Amusingly, the amount there was $8.95) and went as far as contacting my grandmother in another country and threatening her that they'd take her house away if she didn't contact me and make me pay the debt I owed them.

I've also heard of stories where parents/relatives of friends were contacted and passively threatened with remarks like "We know where you live".

So no, free reign to make robocalls isn't a good thing in my opinion. If anything, companies that make those illegally/after being asked to cease should be getting punished instead.