Any time you use last-4 as something secure, you're doing it wrong.
As mentioned above, last-4 is sent by email frequently, and email passes, unencrypted, through intermediate servers all over the Internet. Any compromised host can observe all of the email that passes through it.
Any process that uses last-4 to unlock a password or otherwise as a secure token is broken by design.
Any time you use last-4 as something secure, you're doing it wrong.
As mentioned above, last-4 is sent by email frequently, and email passes, unencrypted, through intermediate servers all over the Internet. Any compromised host can observe all of the email that passes through it.
Any process that uses last-4 to unlock a password or otherwise as a secure token is broken by design.