[notacoward]

You're right, it is possible that people started with good intentions and sincere beliefs, then got desperate. That does happen. I do feel bad for the many innocent and even idealistic people who will suffer the consequences along with the true miscreants. On the other hand, there are others who had information the rest of us don't have, and a specific duty (to their own investors) to blow the whistle early if they saw anything amiss. It's a lot harder for them to claim innocence.