[karmajunkie]

Well, I did it a lot, every 12-18 months for about ten years before the ACA, and between trying to find out if a given plan actually covered something like maternity care (and under what circumstances), trying to gather and provide medical records for as much as ten years prior to initiation of coverage, and dealing with the first attempt to get a claim covered (when invariably the company in question would start making attempts to claim a condition was preexisting), there is absolutely no doubt in my mind that what we have now, while imperfect, is absolutely better than pre-ACA.