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by matwood 3890 days ago
If you have a cash back card or one with points, you could even say it's more than a micro optimization. I put everything through a credit card and pay it off monthly. I get protections offered by the CC company AND cash back or travel reward points. A little discipline goes a long way.
1 comments

> A little discipline goes a long way

Well I have one of those credit cards that stops working if you don't pay it off at the end of the month. So it doesn't even require that much discipline. Just some cashflow management in that I have to make sure that there is money on the bank account before the credit card charge happens.