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by nemothekid
3900 days ago
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I'd have to argue with "objectively" - many of your gripes are subjective. The bank account vs. debit card is one time on setup - and has little to do with day to day interaction. Not do I see how the UI is obtuse - it takes 3 clicks to pay someone. The one legitimate gripe you have (the facebook/social network), is a plus in my opinion - in the sense I can pay anyone by just knowing their name. Friend of so-and-so is throwing a party? I can look up their name and throw in, and there is an in-app log of the transaction. I use Cash to send/receive money to my mom. I never have to worry about the the amount sent, what was it for and when it was sent and who it was sent to because its my mom. Its rarely the same for my friends. |
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I like Venmo, but I vehemently disagree here. Every time I recommend Venmo to someone who hasn't heard of it, I have to explain why they should give their banking information to a company they've never heard of. It's an onboarding disaster. I recommend Google Wallet to most people now since it's both a trusted name and doesn't require linking to a bank. My conversation is usually as simple as "Hey download Google Wallet - it's an easy way to zap money between people - and send me $x".